Our Services

Our Planning Process

A four-step process is designed by SENSUS Wealth, to assure that clients will benefit from a substantial G A I N by:

  • Gathering Important Facts
  • Analyzing Data
  • Implementing a Plan
  • Navigating carefully to achieve success

Step 1 - GATHERING IMPORTANT FACTS
Through a Questionnaire, a Fact Finder, and a personal meeting with a prospective client, a SENSUS WEALTH representative obtains confidential input.

Step 2 – ANALYZING DATA
Using state-of-the-art technology the client's input is analyzed carefully and recommendations are developed by SENSUS WEALTH.

Step 3 – IMPLEMENTING A PLAN
The recommendations are used to develop a sound Plan that takes into account the client's vision, dreams, and goals.

Step 4 – NAVIGATING CAREFULLY TO ACHIEVE SUCCESS
Implementation of each client's Plan is monitored carefully and adjusted as needed while the client is regularly apprised of results. Annual reviews produce fresh ideas to the pro-active relationship and keep a sound strategy and plan on course for the future.

Goal Directed Planning

While Goal Directed Planning utilizes the four-step G A I N approach to your personal financial planning, there is additional orientation toward specific issues that must be identified and resolved. Among those plans that are goal directed are ones aimed at solving:

  • LEGACY PLANS
  • TAX CONCERNS
  • RISK MANAGEMENT

LEGACY PLANS seek to design the transfer of assets from one individual or group to another, generation-to-generation, and/or the overall distribution of wealth.

TAX CONCERNS are resolved when goal directed plans carefully consider laws aimed at reducing federal, state, and local taxes, as well as taking advantage of tax credits.

RISK MANAGEMENT plans feature a myriad of insurance products with distinctly different goals and objectives and assists in the selection of what best fits the overall needs of the client.

Investment Advice and Management

While Goal Directed Planning utilizes the four step GAIN approach to personal financial planning. There is additional orientation toward specific issues that must be identified and resolved. Investment advice and management are especially featured in these plans that are customized specifically to the needs of the clients, and are both unique and personal in their process that includes:

  • GATHERING OF ALL DATA
  • ANALYZING & DESIGN
  • INVESTOR IMPLEMENTATION
  • NAVIGATION THROUGH MONITORING AND REVIEW

Family Office Advising

With a family office, individual members are considered and evaluated separately by the SENSUS Team using the G A I N process. Results are weighted and collated when the overall plan is designed. Any proposed program is one that is presented to and agreed upon by participating members of the family office.

In organizing considerations for family office advice, emphasis is placed on values, goals, and objectives along with the and overall vision. The SENSUS Team must also objectively define short term needs and long term goals using a realistic time horizon that clearly fits each individual as well as the entire family office. Although the resulting plan encompasses concerns and wishes of everyone, it is set to be adjusted and modified to reflect changes that occur whether to individuals or the group.

Recognizing how difficult it is to make the above described analysis, evaluations, and recommendations shows clearly how much “value added” benefit is attained by the Family Office that engages the services of the SENSUS Wealth Management Team.

Community Involvement and Philanthropy

In working with individuals, groups, and families, the SENSUS Wealth Management Team may identify those who are good candidates for Community Involvement and/or Philanthropy. Because the TEAM is fully involved in doing a thorough, comprehensive study, they glean significant information regarding interests, personality, etc. of those interviewed. This makes it possible for them to recommend appropriate strategies that match the visions and goals of clients.

Because Community Involvement is normally considered to be much more than just “writing a check,” the interests and concerns of clients must be pinpointed. It is essential that one have a clear-cut, emotional tie to an organization to do volunteer work, assist in organizing events, participating in fund raising, etc. It is important to realize that many people have a very real desire to contribute to the betterment of society whether or not they gain tax or other benefits.

The strategies may include the use of sophisticated instruments frequently utilized by estate planning professionals.